Page 39 - 期貨和衍生品行業監管動態（2024年6月刊）
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期貨和衍生品行業監管動態
? 收集、存儲、處理人工智能系統所需的大量數據帶來的隱私和安全問題。
人工智能在投資公司中的潛在應用，包括客戶支持、欺詐檢測、風險管理、
合規性以及為公司提供投資建議和投資組合管理提供支持，受到 MiFID II 的規
范。
下一步
ESMA 和各成員國監管機構（NCAs）將繼續監控人工智能在投資服務中的
使用以及歐盟的相關法律框架，以確定是否需要在這一領域采取進一步行動。
ESMA Provides Guidance to Firms Using Artificial Intelligence in Investment
Services (2024/5/30)
The European Securities and Markets Authority (ESMA), the EU’s financial
markets regulator and supervisor, today issued a Statement providing initial guidance
to firms using Artificial Intelligence technologies (AI) when they provide investment
services to retail clients.
When using AI, ESMA expects firms to comply with relevant MiFID II
requirements, particularly when it comes to organisational aspects, conduct of
business, and their regulatory obligation to act in the best interest of the client.
Although AI technologies offer potential benefits to firms and clients, they also
pose inherent risks, such as:
? Algorithmic biases and data quality issues;
? Opaque decision-making by a firm’s staff members;
? Overreliance on AI by both firms and clients for decision-making; and
? Privacy and security concerns linked to the collection, storage, and
processing of the large amount of data needed by AI systems.
Potential uses of AI by investment firm which would be covered by requirements
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